Buying property in Croatia or Montenegro

Property in Montenegro is often significantly cheaper than in Croatia.

The market in Montenegro is even less developed, which results in lower prices. For buyers, this means better value for money and the opportunity to purchase larger or more luxurious properties that would be significantly more expensive in Croatia.

  • Attractive tax regulations:
    Montenegro offers more favourable tax conditions for property buyers and owners. Property taxes and land transfer tax are lower in Montenegro than in Croatia, which can mean considerable savings in the long term. In addition, ancillary costs are also lower when buying property in Montenegro.
  • Economic development:
    Montenegro is an up-and-coming country with dynamic economic development. The government promotes foreign investment, particularly in the property sector, by offering attractive incentives. Growing tourism makes the country a promising market with potential for property appreciation compared to Croatia.
  • Residency and visa benefits:
    Montenegro offers foreign investors attractive opportunities for obtaining a residence permit. The purchase of a property can often lead directly to obtaining a temporary or even permanent residence permit, which is often more complicated in Croatia due to the higher demand and stricter regulations.
  • Natural beauty and tourist potential:
    Montenegro has an impressive coastline and breathtaking mountain scenery. The tourist infrastructure is developing rapidly, but the market is not yet as saturated as in Croatia. This gives buyers of flats, houses or villas the opportunity to benefit from the increasing demand for holiday homes.
  • Less bureaucracy:
    Buying property in Montenegro usually involves less bureaucracy than in Croatia. The procedures are often simpler and faster, which makes the entire buying process easier and quicker.


Overall, Montenegro offers an attractive alternative to Croatia for property buyers thanks to lower prices, tax advantages and the prospect of economic growth. While Croatia is already an established and often overpriced market, Montenegro offers exciting potential for investment with high potential returns.

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